Primarily, LUXHUB One acts as a unified interface, providing API, flows and security profiles for multiple supported PSD2 providers - irrespective of the standard they have implemented.
In this tab, you will find all the basic information you need to get started with the LUXHUB One API. For more details on onboarding and integration procedures, or a detailed description of the services that this API covers, please refer to the Documentation tab.
In order to set up a development account - in Sandbox and/or Production mode - you first need to register as a user on the LUXHUB developer portal.
As part of the registration process, there are a few steps that you will be requested to perform irrespective of the providers whose services you would like to use. According to the requirements of each specific provider, there may then also be some additional, more specific steps to fulfil.
Details about the providers that you have chosen to integrate can be obtained at runtime using a dedicated endpoint in the API.
Once your account has been created and configured, you will gain access to the API and be able to connect to the providers of your choice in Sandbox mode.
The LUXHUB One Sandbox environment connects to actual provider PSD2 sandboxes, so you may be required to provide an eIDAS certificates (QWAC/QSEALC) to identify yourself and be able to connect to a particular provider. In the Sandbox environment, there will be two reference banks available for implementation - one for each generic PSD2 standard (Berlin Group and STET). The protocol for creating and exchanging these certificates is described in the Documentation tab.
To promote your application or proof of concept to production, you will need to get in touch with the LUXHUB delivery team, who will organize the migration for you.
Please note that for Production access, the eIDAS certificates are mandatory for any provider supported by LUXHUB One.
The LUXHUB One API is secured using OAuth Client Credentials. You need to start by creating an application in our Developer Portal, assign the LUXHUB One API to this application and generate OAuth client credentials.
You are required to access the API via HTTPS - MTLS is in place for all endpoints; the certificate to be used is issued by the LUXHUB Certification Authority. The MTLS certificate and MTLS key can be downloaded from our Developer portal.